FGD Annual Report for 2024
Available financial resources / Coverage level
The volume of available financial resources of the deposit guarantee compartment at 31 December 2024 was €8,271 million (0.90% of guaranteed deposits at that date).

Eligible and guaranteed deposits
The admissible and guaranteed cash deposits from the deposit guarantee compartment amounted, as of the 31st of December 2024, to €1,393.2 billion and €924.1 billion, respectively. Furthermore, the percentage of depositors with fully guaranteed amounts, as of this date, amounted to 96.4%.

Guaranteed and covered securities
As of the 31st of December 2023, the guaranteed and covered values amounted, respectively, to €533.9 thousand and €104.6 thousand. Furthermore, the percentage of depositors with the amount of their securities fully guaranteed at that date amounted to 91%.

Annual contributions by institutions
Once the available financial resources of the deposit compartment exceeded, at the end of the 2023 financial year, the legal minimum level of 0.8% on the basis of guaranteed deposits, the institutions only paid the contribution corresponding to the securities compartment to the DGF in February 2025.
