Financial statements

Here you can find key financial information on the FGD and view its annual reports.

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Available financial resources / Level of coverage

Available financial resources / Level of coverage

The volume of available financial resources of the deposit guarantee compartment at 31 December 2025 was €8,472 million (0.88% of guaranteed deposits at that date).

Comparative chart of available financial resources and coverage level over the years
Guaranteed cash deposits

Guaranteed cash deposits

The admissible and guaranteed cash deposits from the deposit guarantee compartment amounted, as of the 31st of December 2025, to €1,468.1 billion and €966,5 billion, respectively. Furthermore, the percentage of depositors with fully guaranteed amounts, as of this date, amounted to 96.3%.

Chart of guaranteed monetary deposits over the years
Deposits in guaranteed securities

Deposits in guaranteed securities

As of 31 December 2025, guaranteed and covered securities amounted to €629 billion and €122.8 billion, respectively. Furthermore, the percentage of depositors whose securities were fully guaranteed as of that date stood at 88.1%.

Chart of guaranteed values covered by the FGD over the years up to 2025
Annual contributions from the entities

Annual contributions from the entities

Once the available financial resources of the Deposit Guarantee Scheme’s deposit compartment exceeded, at the end of the 2023 financial year, the statutory minimum level of 0.8% of covered deposits, in 2024 and 2025 institutions have only paid to the FGD the contribution corresponding to the securities compartment.

Chart of the entities’ annual contributions over the years