Cookies policy

1. What are cookies?

A cookie is a small file that is stored on the user's computer, mobile or tablet when they visit certain websites, applications or platforms, enabling those sites to recognise their users.

Cookies are essential for the proper functioning of the Internet, providing countless benefits when it comes to providing interactive services and improving the browsing experience and usability.

Cookies help tailor websites, applications or platforms to the user's personal needs.

Cookies cannot harm your computer. In fact, enabling cookies can help to identify and resolve errors, while also improving user navigability.

Cookies allow sites to store and retrieve information about the browsing preferences of a user or their computer, among other benefits.

This website, application or platform uses cookies and/or similar technologies that store and retrieve information when you browse. Cookies and the like can be used for a variety of purposes, such as recognising you as a user, gathering information about your browsing habits, or personalising the way content is displayed.

The specific uses we make of these technologies are described below.

2. What cookies do we use?

The Deposit Guarantee Fund of Credit Institutions (“FGD”) uses cookies, logs, links and other technologies to store user preferences in order to improve the quality of our services, make sure that the website runs properly, track visitors to our website and improve the information services and content posted there.

Owner of the cookies:

  • We download our own cookies to the user's computer, doing so from a computer or domain run by us and from which the service requested by the user is provided.
  • We also use third-party cookies (Vimeo, Matomo and Google) of external companies, social networks or external content plugins. They are sent to the user's computer from the machine or domain of a third-party entity that processes the data obtained through the cookies.

Use of cookies:

  • We use technical cookies that are strictly necessary for the user to access and browse

These are cookies that allow the user to navigate through a website, platform or application, and to use the different options or services that exist within it, including those that the publisher uses to allow the management and operation of the website, and to enable its functions and services. These may include: traffic control and data communication; identifying the session; accessing restricted access areas; applying for registration or participation in an event; counting visits for billing purposes of software licenses with which the service (website, platform or application) operates; using security features during browsing; storing content for the broadcasting of videos or sound; enabling dynamic content (e.g., loading of animated text or images); or sharing content through social networks.

These cookies do not require the user's informed consent.

  • We use preference or personalisation cookies, which, whether processed by us or third parties, allow us to remember information so that the user can access the service with certain characteristics that may differentiate their experience from that of other users.

For example, the language, the number of results to display when the user performs a search, the appearance or content of the service depending on the type of browser through which the user accesses the service or the region from which the user accesses the service, etc.

These cookies may require the informed consent of the user, unless it is the user himself who chooses these features.

  • We use analytics or measurement cookies, which are those that, processed by us or by third parties, allow us to monitor and analyse the behaviour of the users of the websites to which they are linked.

The information collected through these types of cookies is used to measure the activity of the websites, application or platform, in order to make improvements to the products or services offered based on the analysis of the usage data of the users of the service, and requires the informed consent of the user.

These cookies require the informed consent of the user.

How long are cookies stored?

  • We use session cookies, which are cookies designed to retrieve and store data while the user accesses a website. They are usually used to store information that only needs to be kept for the provision of the service requested by the user on a single occasion (e.g. a list of products purchased) and disappear at the end of the session.
  • We use persistent cookies, which are a type of cookie in which the data remains stored in the terminal and can be accessed and processed for a period defined by the party responsible for the cookie, which can range from a few minutes to several years.

This type of information obtained through cookies will not be communicated to third parties, nor used for unsolicited communications.

3. How can our users manage the cookies we use?

Users of the FGD website ( can manage cookies and, therefore, accept or reject them (except for technical cookies) on the Settings Panel.

Some functions and/or services may not work properly if you choose to disable or reject cookies.

The portal does not exercise control over the websites displayed as a result of your search, links or accesses from our directory. These other websites may place their own cookies or request personal information.

4. How can our users disable cookies in the main browsers?

It is usually possible to stop accepting browser cookies or stop accepting cookies from a particular service.

All modern browsers allow you to change your cookie settings.

These settings are usually found in the ‘options' or ‘preferences' menu of your browser.

Although it may vary slightly from one browser version to another, the configuration of the Cookies Policy for the most used browsers is as follows:

  • Internet Explorer: Tools -> Internet Options -> Privacy -> Settings.
  • Firefox: Preferences -> Privacy and Security
  • Chrome: Preferences -> Settings -> Show advanced options -> Privacy and Security
  • Safari: Preferences -> Privacy.
  • Opera: Settings -> Privacy and security.

For more information, you can consult the support or help of your browser or through the following links: Safari, Chrome, Firefox, Explorer, Opera.

Many browsers allow you to activate a private mode whereby cookies are always deleted after your visit. Depending on the browser, this private mode may have different names. Below you will find a list of the most common browsers and the different names of this “private mode”:

  • Internet Explorer 8 and above – InPrivate Browsing
  • Safari 2 and above – Private Browsing
  • Opera 10.5 and above – Private Browsing
  • FireFox 3.5 and above – Private Browsing
  • Google Chrome 10 and above – Incognito

5. How can I disable third-party cookies?

If you wish to know the terms of privacy and use of third-party cookies, you can access the cookie policies of:

6. What happens if I do not accept cookies on the website?

‍If the user does not allow the installation of cookies in their browser, it is possible that they will not be able to access some of the sections of our website.

7. Is my data transferred internationally?

According to Articles 44 and following of the European General Data Protection Regulation (GDPR), transfers based on an adequacy decision of the European Commission or where adequate safeguards are provided by a legally binding and enforceable instrument between public authorities and bodies, or by binding corporate rules, or standard data protection clauses adopted or approved by the Commission, or by codes of conduct or certification mechanisms, are lawful. Otherwise, the authorisation of the competent supervisory authority or, failing that, the explicit consent of the data subject or another of the cases set out in Article 49 of the GDPR will be required.

In particular, please be advised that your personal data may be transferred internationally to New Zealand, where the adequate protection of personal data has been confirmed by Commission Implementing Decision 2013/65/EU of 19 December 2012. This particular transfer of data takes place due as the FGD has engaged the services of MATOMO (

With regard to third-party cookies, you can learn more about any transfers that the third parties named in this Cookies Policy make to third countries by consulting their respective policies (see the links provided above).

8. Is profiling performed on my browsing and is there automated decision-making that may legally or significantly affect me?

Please note that the FGD does not perform profiling of your browsing activity and there is no automated decision-making that may legally or significantly affect you.

9. Is my sensitive data processed?

Please be advised that the FGD does not process sensitive data.

10. Further information

To learn more about cookies and your rights as a user, please consult the Guide on use of cookies drawn up by the Spanish Data Protection Agency (AEPD).

We use cookies on this website to improve the browsing experience for all of our users.

By clicking on any link on this page, you are consenting to the use of cookies.

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